Debt Management and Money Support

If you are struggling to stay on top of payments, manage money and feel worried about debt - you are not alone. 


StepChange have a team of debt experts who help people deal with their debt problems.

They offer free, flexible debt advice that is based on a comprehensive assessment of your situation. They then provide practical help and support for however long it’s needed.


Turn2us is a national charity providing practical help to people who are struggling financially.

They have different support  available depending on your circumstances and who lives in your household. You don't need to apply for this help - it will be paid automatically if you are entitled to it.

Emergency Grants, Loans and Money Help

There are options if you need help quickly for urgent things like:

  • Food
  • Rent or deposits
  • Gas and electric bills
  • Moving home or buying furniture

You can sometimes get a grant or loan in an emergency or crisis situation.

For example, if you lose your job or home and cannot meet your needs.

Money Helper

Money Helper providers free and impartial support with: 

  • Dealing with debt
  • Money problems
  • Talking to your creditors
  • Seeking financial advice
Bill Prioritiser

Money Helper's bill prioritiser can help you put your bills and payments in the right order. If you’re struggling to pay, it will tell you what to do before you miss a payment in two easy steps.

National Debtline

National Debtline is a charity that gives free and independent debt advice over the phone and online.

They have a cost of living hub with lots of tools and support if you are struggling to make ends meet.

Debt Camel

Debt Camel looks at your debt options and how to choose which one is right for you. It is independent, impartial and not-for-profit.

Islamic Debt Help

Islamic Debt Help offer a wide range of debt solutions to their Muslim brothers and sisters. All services provided by Islamic Debt Help are halal and interest free.

MoneySuperMarket is dedicated to cutting your bills and fighting your corner with journalistic research, cutting-edge tools and a massive community – all focused on finding deals, saving cash and campaigning for financial justice.

Nationwide Helpline

Nationwide have a free cost of living helpline on 0800 030 40 66.

They also have other support to help you understand your financial situation and how to manage debt or borrowed money. 

Crisis Grants in Scotland

The Scottish Government have a crisis grant fund to help with an unexpected emergency like a fire or flood, losing your money or your job.

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